my big family

my big family
1 Family

Thursday, May 5, 2011

Just Wanted To Share


We lived in a beautiful country. We lived in a country that is in peace. As far as I know we have our freedom of speech, but to an extend where we don't make a statement about racism and religion that may provoke a chaos and a riot among all the races that so far living happily in one Malaysia.
          I have to be careful what I am about to say about myself, but this is not in any way provoking and poking about socialism and religion. It is about economical. It is also not about political but it is just me and my own financial sorry state.
          I am a bankrupt. And it is not my fault. I was helping a friend. I still remembered the very words he said to me when he asked me to help him; "Seven years is not long. Before you know it, it is done." He even came to my workplace with a bank officer to sign the agreement, so, from my better judgment, I signed. I had become a guarantor for a friend’s car, a Proton Satria. (this happened 8 years ago)
          To cut it short, I am a bankrupt because of this. I paid my own debts, without fail, but ironically, because of someone else mistake, I am one of the many. The car is gone don’t know where, and the people who is responsible was silent.
          What I have now is regrets. If only I said “no” to him. I am most positively still being able to make loans and what not. Now, I’m still paying for my house, my car which is not under my name, my personal loans, and my credit cards, all in due time, and all up to date.
          I think I’m nagging again, because this is not what I want to share about. As far as I know, I owed (or rather ‘he’ owed) around 50k. I have a solution to settle these debts and cleared my name. For the past weeks I thought about it a lot. I want to be able to travel again. I want to go and perform my hajj. With a bankruptcy title I cannot do this.  I am 38 years old. I will die sooner or later, and I want to clear my debts even though it’s not my own.
          It is a drastic planned. I may sell my house. With that money I can pay and clear my name (and his… (How life is not fair for you?))……………………………….



done deal 050511